First-time homebuyers
Understand the choices, terminology, and next steps involved in buying your first home.
Utah mortgage guidance
A better way to choose your mortgage in Utah.
Clear explanations, trusted guidance, and consistent communication from an independent mortgage broker with more than 30 years in mortgage lending.
Serving the Wasatch Front and Wasatch Back
Alan Thain
Mortgage Broker · NMLS #50649
Trust and experience
30+ years
in mortgage lending
Independent broker
with Edge Home Finance, LLC
Deep Utah roots
University of Utah economics graduate
Clear communication
from start to close
Who Alan helps
Guidance shaped around your next move
Every mortgage starts with a different story. Alan helps borrowers understand their options without unnecessary jargon.
Move-up buyers
Talk through mortgage considerations as your home and household needs change.
Self-employed borrowers
Review your situation with a broker who can help explain the available paths.
Real estate investors
Explore financing considerations for an investment-property purchase or refinance.
Veterans
Learn whether VA financing may be an option and what eligibility and terms can involve.
Relocating to Utah
Get mortgage guidance grounded in Alan’s Utah family roots, education, and home in Salt Lake City.
Mortgage options
Start with understanding.
The right fit depends on your goals and circumstances. Eligibility and terms vary by borrower, property, and program.
Conventional
A conventional mortgage may be an option for a primary residence, second home, or investment property.
FHA
FHA financing may be an option for eligible borrowers seeking a government-insured mortgage.
VA
VA financing may be an option for eligible veterans, service members, and qualifying spouses.
Jumbo
A jumbo mortgage may be an option when the loan amount is above conforming loan limits.
Investment property
Investment-property financing may support the purchase or refinance of a non-owner-occupied property.
Refinance
A refinance may be an option when your goals or financial circumstances have changed.
Local Utah focus
Rooted in Utah. Focused on your community.
Alan lives in Salt Lake City and primarily serves borrowers across the Wasatch Front and Wasatch Back.
Born in Logan and part of a long line of Utah family, Alan brings a personal connection to the state he serves.
Primary communities
- Salt Lake City
- Ogden
- Provo
- Park City
- Salt Lake County
- Utah County
- Davis County
- Weber County
- Summit County
- Wasatch County
- Tooele County
An educational approach
Clear Answers. Trusted Advice.
Future Mortgage Guides, Local Guides, and Blog resources will help visitors understand mortgage decisions in straightforward language.
About Alan
Experience, Utah roots, and a straightforward approach
Alan Thain is an independent mortgage broker with Edge Home Finance, LLC. Born in Logan, Utah, with both parents from Utah and longstanding family roots in the state, he earned a Bachelor of Science in Economics from the University of Utah and brings more than 30 years of mortgage lending experience to every conversation.
His approach centers on clear answers, trusted advice, and communication from start to close.
Learn more about AlanStart a conversation
Ready for clear answers about your mortgage?
Contact Alan directly to talk through your goals and the questions that matter to you.